Frequently asked questionsWhat is AD&D insurance?
Accidental death and dismemberment (AD&D) insurance pays out a lump sum to your loved ones if youre impaired or die in a qualifying accident.Is AD&D insurance worth getting?
AD&D insurance doesnt offer as comprehensive coverage as life or disability insurance, and should not replace either plans. Instead, it should be used to supplement your life and disability coverage.Does AD&D insurance cover car accidents?
Yes. AD&D insurance covers car accidents. However, it does not cover accidents caused by drunk driving.